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Elements by Medavie Blue Cross

Retiring Soon?

 Flexible health insurance

for Nova Scotians looking to retire

Elements can help you pay for both routine and unexpected expenses not covered by your provincial health plan.


Elements lets you build your coverage around your life so you can live the way you want and know you’re covered. Starting with Health Benefits, choose the level of module that meets your needs, then mix and match your other coverage by selecting the elements that work for you.

A plan that's right for you

Young Academic Girl
Just starting out
Golfing Couple
Audrey and Max
Retiring Soon
Family Maternity
Sam, Alex & Paula
Growing family

*Some restrictions apply. Please note, you must live in Atlantic Canada and be covered by a provincial health care plan to be eligible for coverage.

Did you know?

family in Medavie Blue Cross site
worker in Medavie Blue Cross site
seniors in medavie blue cross site

Without health insurance you are accepting the financial risk of expensive medical treatments if you get sick.

It's much cheaper and easier to get personal health insurance when

you are healthy.

When your children outgrow your plan, they can get their own plan without underwriting.

Elements by Medavie Blue Cross

Online Doctors Benefit

Whether you don’t have time to see your doctor, don’t have a family doctor, or want a more convenient alternative to visiting a clinic, our new Online Doctors benefit can help you. 

Included with every Elements plan, Medavie Blue Cross now covers three general practitioner visits a year—right from your computer or mobile device.

  • Includes a secure digital health record for storing, sharing and managing your own health data 

  • Provides the option to securely text, audio, or video chat with the doctor 

  • Includes digital prescriptions (free delivery or pickup), medical notes, lab and imaging requisitions 

  • You have access to a network of over 600 Canadian licensed physicians, even while travelling


Step 1.Choose Health Benefits module

Every Elements plan starts with a health benefits module, which covers you for vision care, health practitioners, nursing care, medical supplies and more.

Compare Modules

Step 4. Add optional specialty modules

You can choose one, two or all three:

Hospital Cash Module

Assured Access Module

Critical Illness Module

Step 2. Add optional Drug Benefits

Add an optional drug module to cover prescription drugs. There's no overall maximum on drug benefits!



Compare Modules

Step 5. Get an Estimate

Our super-simple rate calculator will get you an estimate in no time.

Step 3. Add optional Dental Benefits

Our optional dental modules covers you for dental exams, cleanings, fillings and more.

Compare Modules

Step 6. Apply

Complete our easy online application and you'll soon be on your way to becoming a Medavie Blue Cross member.

Apply Now

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